BDDK data: Credit card debts approach 3.5 trillion lira

The banking sector's total loan volume increased by 224.2 billion lira in the week of October 30, exceeding 29 trillion lira. According to data released by the BDDK, consumer loans reached 3.56 trillion lira, while individual credit card receivables approached 3.5 trillion lira. The rise in individual credit card debts drew attention, while total deposits in banks were seen to decline. The increase in loan volume occurred alongside growth in consumer loans and credit card receivables. The data reveals that consumer loans and credit card receivables were effective in the banking sector's loan size exceeding 29 trillion lira. The decline in total deposits points to a change on the funding side. Not investment advice.

📊 AKBNK — Piyasa Yorumu

■ neutral · 55%

The approach of credit card debts to 3.5 trillion lira can be interpreted in two ways for the banking sector: both as an increase in loan volume and as an asset quality risk. AKBNK's technical outlook is currently positive: the price is above SMA20 and SMA50, RSI at 61 is far from overbought territory, and MACD is above its signal line. The news alone does not generate a strong directional signal; while the debt increase supports the growth perception, it may also raise non-performing loan risk. In the short term, the current technical momentum is expected to be maintained and the news to be priced neutrally. Directional uncertainty persists for 1-3 days, and an additional catalyst is needed for a sharp move.

RSI 14

61.3

MACD

1.16

24h Δ

0.91%

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